Which is the Better Choice for a Child? Whole Life or Term Insurance? Consider this… Term policies terminate. They end. On the other hand, a whole life policy will provide even if the insured lives to be 77 and beyond! A life insurance policy for a child is about more than most think. First…
Month: May 2022
Good News – Bad News
Well, that made me think of another one. A group of guys got together every Friday night for a poker game. One night, Harvey drew a Royal Flush and promptly keeled over from a heart attack. After the game, the other guys decided someone ought to tell Harvey’s wife. Sid raised his hand. “Harvey was…
Spreading My Wings
During the past couple of weeks, I’ve been checking out various outlets for my works. Some of you already know about my woes with hubpages. While that post says “finale”, I’m still sparring with at least one member of the hp “team”. At this point it’s just the principle of the thing. They keep wanting…
Understanding Life Insurance Illustrations – A Primer
What is a life insurance illustration? Unless you’ve met or at least talked to a life insurance agent or you’ve done extensive homework on life insurance policies, you may not have a good handle on illustrations. What are they? Why are they useful? What do I need to know about them? For most life insurance…
Life Insurance – Who Needs It Anyway?
As a rule, nobody plans on dying so why worry about life insurance? When I was a young man, I considered life insurance was akin to betting against yourself. I planned on living not dying! And live I did. It wasn’t until I was older, much older that I learned the truth about life insurance….
I’d Do This In a… Well, Heartbeat?
What I Learned Selling Final Expense Insurance
This is the last of the hubpages articles I wrote – the straw that broke the camel’s back. It was the first one I added the blurb at the end but I then went back and added it to all of my articles. The format is slightly different but the article is essentially the same….
Who Says You Can’t Take It With You?
Bonus! This one made me think of an oldie but goody… A rich man decided he was going to take at least part of his wealth with him so he gave a million dollars each to his lawyer, his doctor, and his accountant to with instructions to put the money in his casket when he…
Will Life Insurance Rates Go Through the Roof?
Originally published on hubpages If recent revelations by OneAmerica CEO J Scott Davidson have any bearing, the answer is YES! In an article dated January 2022, Davidson warned of a stunning 40% increase in US death rates. Even more surprising they are not necessarily related to Covid! What the Sudden Rise in US Death Rates…
Set Your Life Insurance Policy as the Cornerstone of Your Financial Plan
Originally published on hubpages. I added the poll as I had one there also. Is Life Insurance a Savings or Investment Plan? Depending on who’s talking, you are likely to hear a lot different views on the financial benefits of a whole life insurance policy. It’s an investment. It’s a savings account. It’s your own…